/* Blue Ridge Lending LLC - Main Stylesheet */
/* Brand Colors based on logo */

:root {
    --primary-blue: #1a7fb8;
    --primary-dark: #156a9a;
    --primary-light: #e8f4fa;
    --text-dark: #1a1a1a;
    --text-medium: #4a4a4a;
    --text-light: #6b6b6b;
    --white: #ffffff;
    --gray-50: #f9fafb;
    --gray-100: #f3f4f6;
    --gray-200: #e5e7eb;
    --gray-300: #d1d5db;
    --success: #10b981;
    --error: #ef4444;
    --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
    --shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
    --shadow-md: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);
    --shadow-lg: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
    --radius: 8px;
    --radius-lg: 12px;
    --transition: all 0.3s ease;
}

/* Reset & Base */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Open Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    font-size: 16px;
    line-height: 1.6;
    color: var(--text-dark);
    background-color: var(--white);
}

h1, h2, h3, h4, h5, h6 {
    font-family: 'Montserrat', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    font-weight: 600;
    line-height: 1.3;
    color: var(--text-dark);
}

a {
    color: var(--primary-blue);
    text-decoration: none;
    transition: var(--transition);
}

a:hover {
    color: var(--primary-dark);
}

img {
    max-width: 100%;
    height: auto;
}

ul {
    list-style: none;
}

/* Container */
.container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 12px 28px;
    font-family: 'Montserrat', sans-serif;
    font-size: 15px;
    font-weight: 600;
    border-radius: var(--radius);
    cursor: pointer;
    transition: var(--transition);
    border: 2px solid transparent;
    text-decoration: none;
}

.btn-primary {
    background-color: var(--primary-blue);
    color: var(--white);
    border-color: var(--primary-blue);
}

.btn-primary:hover {
    background-color: var(--primary-dark);
    border-color: var(--primary-dark);
    color: var(--white);
}

.btn-outline {
    background-color: transparent;
    color: var(--primary-blue);
    border-color: var(--primary-blue);
}

.btn-outline:hover {
    background-color: var(--primary-blue);
    color: var(--white);
}

.btn-white {
    background-color: var(--white);
    color: var(--primary-blue);
    border-color: var(--white);
}

.btn-white:hover {
    background-color: var(--gray-100);
    border-color: var(--gray-100);
}

.btn-lg {
    padding: 16px 36px;
    font-size: 16px;
}

.btn-block {
    width: 100%;
}

/* Header */
.header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    background-color: var(--white);
    box-shadow: var(--shadow);
    z-index: 1000;
}

.navbar {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 15px 0;
}

.logo img {
    height: 50px;
    width: auto;
}

.nav-menu {
    display: flex;
    align-items: center;
    gap: 32px;
}

.nav-menu a {
    color: var(--text-dark);
    font-weight: 500;
    font-size: 15px;
}

.nav-menu a:hover {
    color: var(--primary-blue);
}

.mobile-menu-btn {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 5px;
}

.mobile-menu-btn span {
    width: 25px;
    height: 3px;
    background-color: var(--text-dark);
    border-radius: 2px;
    transition: var(--transition);
}

/* Hero Section */
.hero {
    padding: 160px 0 100px;
    background: linear-gradient(135deg, var(--primary-light) 0%, var(--white) 100%);
}

.hero-content {
    max-width: 700px;
}

.hero h1 {
    font-size: 48px;
    font-weight: 700;
    margin-bottom: 20px;
    color: var(--text-dark);
}

.hero p {
    font-size: 18px;
    color: var(--text-medium);
    margin-bottom: 32px;
    line-height: 1.7;
}

.hero-buttons {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
    margin-bottom: 24px;
}

.hero-nmls {
    display: flex;
    align-items: center;
    gap: 16px;
    font-size: 14px;
    color: var(--text-light);
}

.hero-nmls span {
    font-weight: 600;
}

/* Section Styles */
section {
    padding: 80px 0;
}

.section-header {
    text-align: center;
    max-width: 600px;
    margin: 0 auto 50px;
}

.section-header h2 {
    font-size: 36px;
    margin-bottom: 16px;
}

.section-header p {
    font-size: 18px;
    color: var(--text-medium);
}

/* Services Section */
.services {
    background-color: var(--gray-50);
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.service-card {
    background: var(--white);
    padding: 40px 30px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    transition: var(--transition);
}

.service-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-md);
}

.service-icon {
    width: 70px;
    height: 70px;
    background: var(--primary-light);
    border-radius: var(--radius);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 24px;
    color: var(--primary-blue);
}

.service-card h3 {
    font-size: 22px;
    margin-bottom: 12px;
}

.service-card > p {
    color: var(--text-medium);
    margin-bottom: 20px;
}

.service-card ul {
    list-style: none;
}

.service-card li {
    padding: 8px 0;
    padding-left: 24px;
    position: relative;
    color: var(--text-medium);
    border-bottom: 1px solid var(--gray-100);
}

.service-card li:last-child {
    border-bottom: none;
}

.service-card li::before {
    content: "✓";
    position: absolute;
    left: 0;
    color: var(--success);
    font-weight: 600;
}

/* About Section - Homepage (legacy) */
.about-section .about-content {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    gap: 60px;
    align-items: start;
}

.about-text h2 {
    font-size: 36px;
    margin-bottom: 20px;
}

.about-text p {
    color: var(--text-medium);
    margin-bottom: 16px;
    line-height: 1.7;
}

.about-highlights {
    margin-top: 30px;
    display: grid;
    gap: 20px;
}

.highlight {
    padding: 20px;
    background: var(--primary-light);
    border-radius: var(--radius);
    border-left: 4px solid var(--primary-blue);
}

.highlight strong {
    display: block;
    font-size: 16px;
    margin-bottom: 4px;
    color: var(--text-dark);
}

.highlight span {
    font-size: 14px;
    color: var(--text-medium);
}

.contact-card {
    background: var(--white);
    padding: 40px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-md);
}

.contact-card h3 {
    font-size: 24px;
    margin-bottom: 24px;
    padding-bottom: 16px;
    border-bottom: 2px solid var(--primary-blue);
}

.contact-info {
    display: flex;
    flex-direction: column;
    gap: 20px;
    margin-bottom: 24px;
}

.contact-item {
    display: flex;
    align-items: flex-start;
    gap: 12px;
}

.contact-item svg {
    flex-shrink: 0;
    color: var(--primary-blue);
    margin-top: 2px;
}

.contact-item strong {
    font-size: 18px;
}

.contact-item span {
    color: var(--text-medium);
    font-size: 14px;
}

/* Process Section */
.process {
    background-color: var(--gray-50);
}

.process-steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
}

.step {
    text-align: center;
    position: relative;
}

.step::after {
    content: "";
    position: absolute;
    top: 40px;
    right: -15px;
    width: 30px;
    height: 2px;
    background: var(--gray-300);
}

.step:last-child::after {
    display: none;
}

.step-number {
    width: 80px;
    height: 80px;
    background: var(--primary-blue);
    color: var(--white);
    font-family: 'Montserrat', sans-serif;
    font-size: 32px;
    font-weight: 700;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 24px;
}

.step h3 {
    font-size: 18px;
    margin-bottom: 12px;
}

.step p {
    font-size: 14px;
    color: var(--text-medium);
    line-height: 1.6;
}

/* CTA Section */
.cta {
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--primary-dark) 100%);
    padding: 80px 0;
}

.cta-content {
    text-align: center;
    max-width: 600px;
    margin: 0 auto;
}

.cta h2 {
    font-size: 36px;
    color: var(--white);
    margin-bottom: 16px;
}

.cta p {
    color: rgba(255, 255, 255, 0.9);
    font-size: 18px;
    margin-bottom: 32px;
}

/* Footer */
.footer {
    background-color: var(--text-dark);
    color: var(--gray-300);
    padding-top: 60px;
}

.footer-main {
    display: grid;
    grid-template-columns: 1fr 2fr;
    gap: 60px;
    padding-bottom: 40px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-logo {
    height: 60px;
    width: auto;
    margin-bottom: 16px;
    filter: brightness(0) invert(1);
}

.footer-brand p {
    margin-bottom: 16px;
    font-style: italic;
}

.footer-nmls {
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.footer-nmls strong {
    color: var(--white);
}

.footer-nmls a {
    color: var(--primary-light);
    font-size: 14px;
}

.footer-links {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 40px;
}

.footer-col h4 {
    color: var(--white);
    font-size: 16px;
    margin-bottom: 20px;
}

.footer-col ul li {
    margin-bottom: 12px;
}

.footer-col a {
    color: var(--gray-300);
    font-size: 14px;
}

.footer-col a:hover {
    color: var(--white);
}

/* Compliance Section */
.footer-compliance {
    padding: 30px 0;
    display: flex;
    align-items: center;
    gap: 40px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.compliance-logos {
    display: flex;
    align-items: center;
    gap: 20px;
}

.equal-housing {
    display: flex;
    align-items: center;
    gap: 10px;
    color: var(--gray-300);
    font-size: 12px;
}

.equal-housing svg {
    fill: var(--gray-300);
}

.compliance-text {
    flex: 1;
}

.compliance-text p {
    font-size: 13px;
    margin-bottom: 4px;
}

.compliance-text a {
    color: var(--primary-light);
}

.licensed-states {
    margin-top: 8px;
}

/* Disclaimers */
.footer-disclaimers {
    padding: 30px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-disclaimers p {
    font-size: 11px;
    line-height: 1.6;
    color: var(--text-light);
    margin-bottom: 12px;
}

.footer-disclaimers a {
    color: var(--primary-light);
}

.footer-bottom {
    padding: 20px 0;
    text-align: center;
}

.footer-bottom p {
    font-size: 13px;
    color: var(--text-light);
}

/* =====================
   Application Form Page
   ===================== */

.page-header {
    padding: 140px 0 60px;
    background: linear-gradient(135deg, var(--primary-light) 0%, var(--white) 100%);
    text-align: center;
}

.page-header h1 {
    font-size: 40px;
    margin-bottom: 16px;
}

.page-header p {
    font-size: 18px;
    color: var(--text-medium);
    max-width: 600px;
    margin: 0 auto;
}

.application-section {
    padding: 60px 0 100px;
}

.application-container {
    display: grid;
    grid-template-columns: 1fr 350px;
    gap: 60px;
    align-items: start;
}

/* Form Styles */
.application-form {
    background: var(--white);
    padding: 40px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-md);
}

.form-section {
    margin-bottom: 32px;
}

.form-section:last-of-type {
    margin-bottom: 0;
}

.form-section h3 {
    font-size: 18px;
    margin-bottom: 20px;
    padding-bottom: 12px;
    border-bottom: 2px solid var(--primary-light);
    color: var(--primary-dark);
}

.form-row {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
}

.form-group {
    margin-bottom: 20px;
}

.form-group.full-width {
    grid-column: 1 / -1;
}

.form-group label {
    display: block;
    font-weight: 500;
    margin-bottom: 8px;
    color: var(--text-dark);
    font-size: 14px;
}

.form-group label .required {
    color: var(--error);
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 14px 16px;
    border: 1px solid var(--gray-300);
    border-radius: var(--radius);
    font-size: 15px;
    font-family: inherit;
    transition: var(--transition);
    background-color: var(--white);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--primary-blue);
    box-shadow: 0 0 0 3px rgba(26, 127, 184, 0.1);
}

.form-group textarea {
    min-height: 100px;
    resize: vertical;
}

.form-group input::placeholder,
.form-group textarea::placeholder {
    color: var(--text-light);
}

/* Radio & Checkbox Groups */
.radio-group,
.checkbox-group {
    display: flex;
    flex-wrap: wrap;
    gap: 16px;
}

.radio-option,
.checkbox-option {
    display: flex;
    align-items: center;
    gap: 8px;
    cursor: pointer;
}

.radio-option input,
.checkbox-option input {
    width: 18px;
    height: 18px;
    cursor: pointer;
}

.radio-option span,
.checkbox-option span {
    font-size: 14px;
    color: var(--text-medium);
}

/* Consent Section */
.consent-section {
    background: var(--gray-50);
    padding: 24px;
    border-radius: var(--radius);
    margin-bottom: 24px;
}

.consent-section h4 {
    font-size: 14px;
    margin-bottom: 16px;
    color: var(--text-dark);
}

.consent-text {
    font-size: 12px;
    line-height: 1.6;
    color: var(--text-medium);
    margin-bottom: 16px;
    padding: 16px;
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius);
    max-height: 150px;
    overflow-y: auto;
}

.consent-checkbox {
    display: flex;
    align-items: flex-start;
    gap: 12px;
}

.consent-checkbox input {
    width: 20px;
    height: 20px;
    margin-top: 2px;
    flex-shrink: 0;
}

.consent-checkbox label {
    font-size: 13px;
    color: var(--text-dark);
    line-height: 1.5;
}

.consent-checkbox a {
    color: var(--primary-blue);
    text-decoration: underline;
}

/* Form Submit */
.form-submit {
    text-align: center;
    padding-top: 20px;
    border-top: 1px solid var(--gray-200);
    margin-top: 24px;
}

.form-submit p {
    font-size: 12px;
    color: var(--text-light);
    margin-top: 16px;
}

/* Sidebar */
.application-sidebar {
    position: sticky;
    top: 100px;
}

.sidebar-card {
    background: var(--white);
    padding: 30px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    margin-bottom: 24px;
}

.sidebar-card h4 {
    font-size: 16px;
    margin-bottom: 16px;
    color: var(--text-dark);
}

.sidebar-card ul {
    list-style: none;
}

.sidebar-card li {
    padding: 10px 0;
    padding-left: 28px;
    position: relative;
    font-size: 14px;
    color: var(--text-medium);
    border-bottom: 1px solid var(--gray-100);
}

.sidebar-card li:last-child {
    border-bottom: none;
}

.sidebar-card li::before {
    content: "✓";
    position: absolute;
    left: 0;
    color: var(--success);
    font-weight: 600;
}

.sidebar-contact {
    background: var(--primary-light);
    border: 1px solid var(--primary-blue);
}

.sidebar-contact h4 {
    color: var(--primary-dark);
}

.sidebar-contact p {
    font-size: 14px;
    color: var(--text-medium);
    margin-bottom: 16px;
}

.sidebar-contact .contact-link {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 14px;
    margin-bottom: 8px;
}

.sidebar-contact .contact-link svg {
    width: 16px;
    height: 16px;
    color: var(--primary-blue);
}

/* Form Messages */
.form-message {
    padding: 16px 20px;
    border-radius: var(--radius);
    margin-bottom: 24px;
    display: none;
}

.form-message.success {
    background: #d1fae5;
    color: #065f46;
    border: 1px solid #6ee7b7;
    display: block;
}

.form-message.error {
    background: #fee2e2;
    color: #991b1b;
    border: 1px solid #fca5a5;
    display: block;
}

/* =====================
   Legal Pages
   ===================== */

.legal-content {
    padding: 60px 0 100px;
}

.legal-content .container {
    max-width: 800px;
}

.legal-content h2 {
    font-size: 24px;
    margin: 40px 0 16px;
    color: var(--text-dark);
}

.legal-content h3 {
    font-size: 18px;
    margin: 30px 0 12px;
    color: var(--text-dark);
}

.legal-content p {
    margin-bottom: 16px;
    color: var(--text-medium);
    line-height: 1.7;
}

.legal-content ul {
    margin-bottom: 16px;
    padding-left: 24px;
}

.legal-content li {
    margin-bottom: 8px;
    color: var(--text-medium);
    list-style: disc;
}

.legal-content a {
    color: var(--primary-blue);
}

.last-updated {
    font-size: 14px;
    color: var(--text-light);
    font-style: italic;
    margin-bottom: 30px;
    padding-bottom: 20px;
    border-bottom: 1px solid var(--gray-200);
}

/* State License Table */
.license-table {
    width: 100%;
    border-collapse: collapse;
    margin: 24px 0;
}

.license-table th,
.license-table td {
    padding: 14px 16px;
    text-align: left;
    border: 1px solid var(--gray-200);
}

.license-table th {
    background: var(--primary-light);
    font-weight: 600;
    color: var(--text-dark);
}

.license-table td {
    color: var(--text-medium);
}

.license-table tr:nth-child(even) {
    background: var(--gray-50);
}

.license-status {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 4px 12px;
    border-radius: 20px;
    font-size: 13px;
    font-weight: 500;
}

.license-status.active {
    background: #d1fae5;
    color: #065f46;
}

.license-status.pending {
    background: #fef3c7;
    color: #92400e;
}

/* =====================
   Responsive Design
   ===================== */

@media (max-width: 1024px) {
    .services-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .about-content {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .process-steps {
        grid-template-columns: repeat(2, 1fr);
        gap: 40px;
    }

    .step::after {
        display: none;
    }

    .footer-main {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .application-container {
        grid-template-columns: 1fr;
    }

    .application-sidebar {
        position: static;
        display: grid;
        grid-template-columns: repeat(2, 1fr);
        gap: 20px;
    }
}

@media (max-width: 768px) {
    .mobile-menu-btn {
        display: flex;
    }

    .nav-menu {
        position: fixed;
        top: 80px;
        left: 0;
        right: 0;
        background: var(--white);
        flex-direction: column;
        padding: 20px;
        gap: 0;
        box-shadow: var(--shadow-md);
        transform: translateY(-100%);
        opacity: 0;
        visibility: hidden;
        transition: var(--transition);
    }

    .nav-menu.active {
        transform: translateY(0);
        opacity: 1;
        visibility: visible;
    }

    .nav-menu li {
        width: 100%;
    }

    .nav-menu a {
        display: block;
        padding: 15px 0;
        border-bottom: 1px solid var(--gray-100);
    }

    .nav-menu .btn {
        margin-top: 15px;
    }

    .hero {
        padding: 120px 0 60px;
    }

    .hero h1 {
        font-size: 32px;
    }

    .hero p {
        font-size: 16px;
    }

    .hero-buttons {
        flex-direction: column;
    }

    .hero-buttons .btn {
        width: 100%;
    }

    .section-header h2 {
        font-size: 28px;
    }

    .services-grid {
        grid-template-columns: 1fr;
    }

    .process-steps {
        grid-template-columns: 1fr;
    }

    .footer-links {
        grid-template-columns: 1fr;
        gap: 30px;
    }

    .footer-compliance {
        flex-direction: column;
        text-align: center;
    }

    .application-form {
        padding: 24px;
    }

    .form-row {
        grid-template-columns: 1fr;
    }

    .application-sidebar {
        grid-template-columns: 1fr;
    }

    .page-header h1 {
        font-size: 28px;
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 16px;
    }

    .hero h1 {
        font-size: 28px;
    }

    .service-card {
        padding: 30px 20px;
    }

    .contact-card {
        padding: 24px;
    }

    .cta h2 {
        font-size: 28px;
    }
}

/* =====================
   Auth Pages
   ===================== */

.auth-section {
    padding: 60px 0 100px;
}

.auth-container {
    display: grid;
    grid-template-columns: 1fr 350px;
    gap: 60px;
    align-items: start;
    max-width: 900px;
    margin: 0 auto;
}

.auth-container-centered {
    grid-template-columns: 1fr;
    max-width: 450px;
}

.auth-form-wrapper {
    background: var(--white);
    padding: 40px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-md);
}

.auth-form .form-group {
    margin-bottom: 20px;
}

.auth-footer {
    text-align: center;
    margin-top: 24px;
    padding-top: 24px;
    border-top: 1px solid var(--gray-200);
}

.auth-footer p {
    color: var(--text-medium);
    font-size: 14px;
}

.auth-sidebar {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.form-hint {
    display: block;
    font-size: 12px;
    color: var(--text-light);
    margin-top: 6px;
}

.form-row-between {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.forgot-link {
    font-size: 14px;
}

/* Verify Email Page */
.verify-container {
    max-width: 500px;
    margin: 0 auto;
}

.verify-card {
    background: var(--white);
    padding: 50px 40px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-md);
    text-align: center;
}

.verify-icon {
    margin-bottom: 24px;
    color: var(--primary-blue);
}

.verify-icon.success {
    color: var(--success);
}

.verify-icon.error {
    color: var(--error);
}

.verify-card h2 {
    margin-bottom: 16px;
}

.verify-card > p {
    color: var(--text-medium);
    margin-bottom: 24px;
}

.verify-info {
    background: var(--gray-50);
    padding: 20px;
    border-radius: var(--radius);
    margin-bottom: 24px;
    text-align: left;
}

.verify-info p {
    font-size: 14px;
    margin-bottom: 12px;
}

.verify-info ul {
    padding-left: 20px;
}

.verify-info li {
    font-size: 13px;
    color: var(--text-medium);
    margin-bottom: 6px;
    list-style: disc;
}

.resend-form {
    text-align: left;
    margin-top: 24px;
    padding-top: 24px;
    border-top: 1px solid var(--gray-200);
}

.verify-footer {
    margin-top: 24px;
}

.verify-footer p {
    font-size: 14px;
    color: var(--text-medium);
}

.verify-actions {
    display: flex;
    gap: 16px;
    justify-content: center;
    margin-top: 24px;
}

/* =====================
   Dashboard
   ===================== */

.page-header-compact {
    padding: 120px 0 40px;
}

.page-header-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    text-align: left;
}

.page-header-row h1 {
    margin-bottom: 8px;
}

.dashboard-section {
    padding: 40px 0 100px;
}

.dashboard-grid {
    display: grid;
    grid-template-columns: 1fr 320px;
    gap: 40px;
    align-items: start;
}

.dashboard-main {
    display: flex;
    flex-direction: column;
    gap: 24px;
}

.dashboard-card {
    background: var(--white);
    padding: 30px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
}

.dashboard-card h3 {
    font-size: 18px;
    margin-bottom: 20px;
}

.card-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 20px;
}

.card-header h3 {
    margin-bottom: 0;
}

.view-all {
    font-size: 14px;
}

.quick-actions {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
}

.action-btn {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 12px;
    padding: 24px 16px;
    background: var(--gray-50);
    border-radius: var(--radius);
    color: var(--text-dark);
    font-size: 14px;
    font-weight: 500;
    transition: var(--transition);
    text-align: center;
}

.action-btn:hover {
    background: var(--primary-light);
    color: var(--primary-dark);
}

.action-btn-primary {
    background: var(--primary-blue);
    color: var(--white);
}

.action-btn-primary:hover {
    background: var(--primary-dark);
    color: var(--white);
}

.action-btn svg {
    opacity: 0.8;
}

/* Data Table */
.data-table {
    width: 100%;
    border-collapse: collapse;
}

.data-table th,
.data-table td {
    padding: 12px 16px;
    text-align: left;
    border-bottom: 1px solid var(--gray-100);
}

.data-table th {
    font-size: 12px;
    font-weight: 600;
    text-transform: uppercase;
    color: var(--text-light);
    background: var(--gray-50);
}

.data-table td {
    font-size: 14px;
}

.data-table a {
    color: var(--primary-blue);
    font-weight: 500;
}

/* Status Badges */
.status-badge {
    display: inline-block;
    padding: 4px 10px;
    border-radius: 20px;
    font-size: 12px;
    font-weight: 500;
    text-transform: capitalize;
}

.status-submitted {
    background: #dbeafe;
    color: #1e40af;
}

.status-reviewing {
    background: #fef3c7;
    color: #92400e;
}

.status-approved {
    background: #d1fae5;
    color: #065f46;
}

.status-declined {
    background: #fee2e2;
    color: #991b1b;
}

/* Empty State */
.empty-state {
    text-align: center;
    padding: 60px 20px;
}

.empty-state svg {
    color: var(--gray-300);
    margin-bottom: 20px;
}

.empty-state h3,
.empty-state h4 {
    margin-bottom: 12px;
    color: var(--text-dark);
}

.empty-state p {
    color: var(--text-medium);
    margin-bottom: 24px;
}

/* Dashboard Sidebar */
.dashboard-sidebar {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.process-list {
    list-style: none;
}

.process-list li {
    padding: 12px 0 12px 32px;
    position: relative;
    font-size: 14px;
    color: var(--text-light);
    border-left: 2px solid var(--gray-200);
}

.process-list li::before {
    content: "";
    position: absolute;
    left: -6px;
    top: 14px;
    width: 10px;
    height: 10px;
    border-radius: 50%;
    background: var(--gray-300);
    border: 2px solid var(--white);
}

.process-list li.completed {
    color: var(--text-dark);
    border-left-color: var(--success);
}

.process-list li.completed::before {
    background: var(--success);
}

.process-list li.current {
    color: var(--primary-blue);
    font-weight: 500;
    border-left-color: var(--primary-blue);
}

.process-list li.current::before {
    background: var(--primary-blue);
}

/* Applications Grid */
.applications-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
}

.application-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    overflow: hidden;
}

.app-card-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 16px 20px;
    background: var(--gray-50);
    border-bottom: 1px solid var(--gray-100);
}

.app-number {
    font-weight: 600;
    color: var(--primary-blue);
}

.app-card-body {
    padding: 20px;
}

.app-detail {
    display: flex;
    justify-content: space-between;
    padding: 8px 0;
    border-bottom: 1px solid var(--gray-100);
}

.app-detail:last-child {
    border-bottom: none;
}

.app-detail .label {
    font-size: 13px;
    color: var(--text-light);
}

.app-detail .value {
    font-size: 13px;
    font-weight: 500;
    color: var(--text-dark);
    text-transform: capitalize;
}

.app-card-footer {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 16px 20px;
    background: var(--gray-50);
    border-top: 1px solid var(--gray-100);
}

.app-date {
    font-size: 12px;
    color: var(--text-light);
}

.btn-sm {
    padding: 8px 16px;
    font-size: 13px;
}

.back-link {
    margin-top: 40px;
}

.back-link a {
    color: var(--text-medium);
    font-size: 14px;
}

.back-link a:hover {
    color: var(--primary-blue);
}

/* Error Page */
.error-section {
    padding: 60px 0 100px;
}

.error-content {
    max-width: 500px;
    margin: 0 auto;
    text-align: center;
}

.error-icon {
    color: var(--text-light);
    margin-bottom: 24px;
}

.error-content h2 {
    margin-bottom: 16px;
}

.error-content p {
    color: var(--text-medium);
    margin-bottom: 32px;
}

.error-actions {
    display: flex;
    gap: 16px;
    justify-content: center;
}

/* Contact Link */
.contact-link {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 14px;
    margin-bottom: 8px;
}

.contact-link svg {
    width: 16px;
    height: 16px;
    color: var(--primary-blue);
}

/* Responsive Auth & Dashboard */
@media (max-width: 1024px) {
    .auth-container {
        grid-template-columns: 1fr;
        max-width: 500px;
    }

    .auth-sidebar {
        display: none;
    }

    .dashboard-grid {
        grid-template-columns: 1fr;
    }

    .quick-actions {
        grid-template-columns: repeat(2, 1fr);
    }

    .applications-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 768px) {
    .page-header-row {
        flex-direction: column;
        text-align: center;
        gap: 20px;
    }

    .quick-actions {
        grid-template-columns: 1fr;
    }

    .auth-form-wrapper {
        padding: 30px 20px;
    }

    .verify-card {
        padding: 40px 24px;
    }

    .verify-actions {
        flex-direction: column;
    }

    .error-actions {
        flex-direction: column;
    }
}

/* ============== PAGE HEADER (for static pages) ============== */

section.page-header {
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--primary-dark) 100%);
    color: var(--white);
    padding: 80px 0 60px;
    text-align: center;
}

section.page-header .container {
    max-width: 800px;
    margin: 0 auto;
    padding: 0 20px;
}

section.page-header h1 {
    color: var(--white);
    font-size: 2.5rem;
    margin-bottom: 10px;
}

section.page-header p {
    color: rgba(255, 255, 255, 0.9);
    font-size: 1.1rem;
    max-width: 600px;
    margin: 0 auto;
}

/* ============== ABOUT PAGE ============== */

.about-content {
    padding: 80px 0;
}

.about-content .container {
    max-width: 1000px;
    margin: 0 auto;
}

.about-intro {
    text-align: center;
    max-width: 800px;
    margin: 0 auto 60px;
}

.about-intro h2 {
    font-size: 2rem;
    margin-bottom: 20px;
}

.about-intro p {
    color: var(--text-medium);
    font-size: 1.1rem;
}

.about-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin-bottom: 60px;
    max-width: 1000px;
    margin-left: auto;
    margin-right: auto;
}

.about-card {
    background: var(--white);
    padding: 40px 30px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    text-align: center;
}

.about-icon {
    color: var(--primary-blue);
    margin-bottom: 20px;
}

.about-card h3 {
    margin-bottom: 15px;
}

.about-card p {
    color: var(--text-medium);
}

.about-mission,
.about-licensing {
    background: var(--gray-50);
    padding: 40px;
    border-radius: var(--radius-lg);
    text-align: center;
    margin-bottom: 40px;
}

.about-mission h2,
.about-licensing h2 {
    margin-bottom: 20px;
}

.about-licensing .btn {
    margin-top: 20px;
}

/* ============== SERVICES PAGE ============== */

.services-detail {
    padding: 80px 0;
}

.services-detail .container {
    max-width: 1000px;
    margin: 0 auto;
}

.service-section {
    margin-bottom: 60px;
}

.service-section h2 {
    font-size: 1.8rem;
    margin-bottom: 15px;
    color: var(--primary-blue);
    text-align: center;
}

.service-section > p {
    color: var(--text-medium);
    margin-bottom: 30px;
    font-size: 1.1rem;
    text-align: center;
    max-width: 700px;
    margin-left: auto;
    margin-right: auto;
    margin-bottom: 30px;
}

.loan-types {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 25px;
}

.loan-card {
    background: var(--white);
    padding: 30px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    border-left: 4px solid var(--primary-blue);
}

.loan-card h3 {
    margin-bottom: 12px;
}

.loan-card p {
    color: var(--text-medium);
    margin-bottom: 15px;
}

.loan-card ul {
    list-style: disc;
    padding-left: 20px;
}

.loan-card li {
    color: var(--text-medium);
    margin-bottom: 6px;
}

.rate-disclaimer {
    background: var(--gray-50);
    padding: 20px 25px;
    border-radius: var(--radius);
    margin-top: 40px;
    border-left: 4px solid var(--primary-blue);
}

.rate-disclaimer p {
    margin: 0;
    font-size: 0.9rem;
    color: var(--text-medium);
    line-height: 1.6;
}

/* ============== CONTACT PAGE ============== */

.contact-content {
    padding: 80px 0;
}

.contact-content .container {
    max-width: 1000px;
    margin: 0 auto;
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
}

.contact-info h2 {
    margin-bottom: 15px;
}

.contact-info > p {
    color: var(--text-medium);
    margin-bottom: 30px;
}

.contact-details {
    margin-bottom: 30px;
}

.contact-item {
    display: flex;
    gap: 15px;
    margin-bottom: 25px;
}

.contact-item svg {
    color: var(--primary-blue);
    flex-shrink: 0;
}

.contact-item strong {
    display: block;
    margin-bottom: 5px;
}

.contact-item p {
    color: var(--text-medium);
    margin: 0;
}

.contact-licensing {
    background: var(--gray-50);
    padding: 20px;
    border-radius: var(--radius);
}

.contact-form-wrapper h2 {
    margin-bottom: 25px;
}

.contact-form .form-group {
    margin-bottom: 20px;
}

.contact-form label {
    display: block;
    font-weight: 500;
    margin-bottom: 6px;
}

.contact-form input,
.contact-form select,
.contact-form textarea {
    width: 100%;
    padding: 12px 16px;
    border: 1px solid var(--gray-300);
    border-radius: var(--radius);
    font-size: 1rem;
    font-family: inherit;
}

.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus {
    outline: none;
    border-color: var(--primary-blue);
    box-shadow: 0 0 0 3px rgba(26, 127, 184, 0.1);
}

.contact-form .consent-group label {
    display: flex;
    gap: 10px;
    font-weight: normal;
    font-size: 0.9rem;
    color: var(--text-medium);
}

.contact-form .consent-group input[type="checkbox"] {
    width: auto;
    flex-shrink: 0;
    margin-top: 3px;
}

/* ============== LEGAL PAGES ============== */

.legal-content {
    padding: 80px 0;
}

.legal-document {
    max-width: 800px;
    margin: 0 auto;
}

.legal-document .last-updated {
    color: var(--text-light);
    font-style: italic;
    margin-bottom: 30px;
}

.legal-document h2 {
    font-size: 1.5rem;
    margin: 40px 0 15px;
    color: var(--primary-blue);
}

.legal-document h3 {
    font-size: 1.2rem;
    margin: 25px 0 10px;
}

.legal-document p {
    color: var(--text-medium);
    margin-bottom: 15px;
}

.legal-document ul {
    list-style: disc;
    padding-left: 25px;
    margin-bottom: 15px;
}

.legal-document li {
    color: var(--text-medium);
    margin-bottom: 8px;
}

/* ============== LICENSING PAGE ============== */

.licensing-content {
    padding: 80px 0;
}

.licensing-content .container {
    max-width: 900px;
    margin: 0 auto;
}

.licensing-intro {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 50px;
}

.licensing-intro h2 {
    margin-bottom: 10px;
}

.licensing-intro p {
    color: var(--text-medium);
}

.licensing-states {
    margin-bottom: 60px;
}

.licensing-states h2 {
    margin-bottom: 25px;
    color: var(--primary-blue);
}

.state-license {
    background: var(--white);
    padding: 25px 30px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    margin-bottom: 20px;
    border-left: 4px solid var(--success);
}

.state-license.pending {
    border-left-color: var(--gray-300);
    opacity: 0.8;
}

.state-license h3 {
    margin-bottom: 15px;
}

.state-license p {
    margin-bottom: 8px;
    color: var(--text-medium);
}

.state-license .disclosure {
    font-size: 0.9rem;
    font-style: italic;
    padding-top: 10px;
    border-top: 1px solid var(--gray-200);
    margin-top: 15px;
}

.licensing-disclosures {
    margin-bottom: 60px;
}

.licensing-disclosures h2 {
    margin-bottom: 25px;
    color: var(--primary-blue);
}

.disclosure-box {
    background: var(--gray-50);
    padding: 25px;
    border-radius: var(--radius);
    margin-bottom: 20px;
}

.disclosure-box h3 {
    margin-bottom: 10px;
}

.disclosure-box p {
    color: var(--text-medium);
    margin: 0;
}

.licensing-expansion {
    background: var(--gray-50);
    padding: 20px 25px;
    border-radius: var(--radius);
    margin-top: 20px;
    border-left: 4px solid var(--primary-blue);
}

.licensing-expansion p {
    margin: 0;
    color: var(--text-medium);
}

.licensing-contact {
    text-align: center;
    background: var(--primary-light);
    padding: 40px;
    border-radius: var(--radius-lg);
}

.licensing-contact h2 {
    margin-bottom: 15px;
}

/* ============== RESPONSIVE FOR NEW PAGES ============== */

@media (max-width: 1024px) {
    .about-grid {
        grid-template-columns: 1fr;
    }

    .loan-types {
        grid-template-columns: 1fr;
    }

    .contact-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }
}

@media (max-width: 768px) {
    .page-header {
        padding: 60px 0 40px;
    }

    .page-header h1 {
        font-size: 2rem;
    }

    .about-content,
    .services-detail,
    .contact-content,
    .legal-content,
    .licensing-content {
        padding: 50px 0;
    }

    .about-mission,
    .about-licensing {
        padding: 30px 20px;
    }

    .loan-card {
        padding: 24px 20px;
    }

    .state-license {
        padding: 20px;
    }
}